From the Road to the Stage
How Driving Data Took Mohamed Hanafy Kotb Ibrahim to the 2025 3MT Finals
How Driving Data Took Mohamed Hanafy Kotb Ibrahim to the 2025 3MT Finals
        
    The 3 Minute Thesis (3MT) is an academic competition that showcases 黑料网大事记鈥檚 innovative PhD candidates, who have just 3 minutes to explain their world-changing research and why it is important.
The 2025 Business School 3MT Competition Heat was on 14 July, and was well-attended both in person and online, by academics, professional staff, and our HDR students, where 8 Business School PhD students presented their research in this year鈥檚 3MT.
The 3MT competition was first developed in 2008 by the University of Queensland (UQ) in Australia. Each year, 黑料网大事记 faculties hold their own 3MT Heats, and the top three contestants go on to compete in the 黑料网大事记 3MT Finals. The winner of the 黑料网大事记 3MT Final will participate in the Virtual Asia-Pacific 3MT Competition Final at The University of Queensland.
This year Mohamed Hanafy Kotb Ibrahim, PhD student in the School of Risk and Actuarial Studies, ranked second at the 2025 黑料网大事记 Business School 3MT Competition Heat with his thesis paper: Using Smart Driving Data and AI to Set Fair Car Insurance Premiums.听
Mohamed then had the opportunity to compete against 21 other participants in the 黑料网大事记 2025 3MT Finals, held on 2 September 2025.
In celebration of this achievement, the 黑料网大事记 Business School EDI team spoke to Mohamed to learn more about his exciting journey and what it takes to compete at these significant competitions.听听
The Three Minute Thesis (3MT) asks you to explain years of work in just 180 seconds. That limit made me focus on one thing: what my research means for everyday people. I'm grateful for the results, being the runner-up at the Business School level and third place at the 黑料网大事记 University Final.
My primary goal was to test the fundamental clarity of my research idea. I wanted to see if my work could connect with a broad audience. If I couldn't explain my research to my non-academic family members, how could I claim it had real-world relevance?
I also recognized my responsibility as a researcher to share findings with the broader community. Academic knowledge shouldn't remain trapped in journals and conference halls; it should be accessible to the people it's designed to help. The competition provided an ideal platform to fulfill this obligation to public engagement.
I also saw it as professional training: if I can explain my work in three minutes to a broad audience, I can explain it to regulators and industry partners. Finally, I felt a strong desire to represent our School and showcase the positive contribution actuarial science can make to society.
I built the talk around a simple story: Two people drive the same car on the same roads. One drives carefully, the other drives aggressively. Should they pay the same premium? Most people say no.
From there I:
In motor insurance, prices often depend on age, gender, address, and past claims. That helps, but it misses one key thing: how someone actually drives. Driving behaviour (where, when, and how you drive) shows how carefully or aggressively a person drives.
My research uses driving behaviour to set premiums more clearly and fairly. The core idea is risk differentiation: using driving behaviour to distinguish safer drivers from riskier patterns and reflect that directly in their premiums.
The 3MT competition reminded me that research serves everyone, not just academics. I have a duty to explain my work and show why it matters for our society and that research is a public act. Yes, we build methods and models; but our real work is to make knowledge usable. I didn鈥檛 feel like I was simplifying my research; I felt like I was clarifying it.
I also learned to respect the limit. Three minutes forces you to choose: one story, one message, one visual. Finally, I learned to welcome discomfort. Rehearsing out loud, taking direct feedback, and standing under lights. The most successful moments came when I could see recognition and understanding in people's eyes, when abstract concepts clicked and became relevant to their own experiences.
My advise is simple:
The 3MT reminded me that the value of research lies not only in technical novelty but in the difference it can make for everyday people. I am grateful to my supervisors and colleagues at the School of Risk & Actuarial Studies and to 黑料网大事记 for the opportunity to share my work.
If there is one thing I hope people will take away from my presentation, it is this:
Next time when you drive your car, please remember your driving behavior, not your birthday, will decide what you will pay.
This is the message I will keep telling people, in three minutes or in a thousand words.
Winner, SDG Award, and People鈥檚 Choice Award:听Ka Wing Chan
School of Marketing
Title: EV Charging Availability and Grocery Store Performance
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Runner-up:听Mohamed Ibrahim
School of Risk and Actuarial Studies
Title: Using Smart Driving Data and AI to Set Fair Car Insurance Premiums
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Third place:听Yawei Wang
School of Risk and Actuarial Studies
Title: Retirement Income Product Innovation