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I am a qualified actuary and have divided my working life between professional actuarial and management roles, and teaching and research at university. I have worked as the Chief Actuary of a life insurer, consulted to a range of companies and governments, held various directorships, been a member of investment and audit committees, and held a research and policy role at APRA.��

My major actuarial concern has been to protect, research and develop new strategies in meeting the savings and insurance needs of people throughout their lifespan. I have always seen this as a necessary extension to the traditional actuarial roles of product development and risk management. I have contributed to thought leadership in the profession through the development of professional guidance notes, textbooks and hundreds of professional presentations, articles and academic papers as well to government submissions especially on superannuation legislation.

I continue with research and currently have a one day a week appointment at ���������¼�. My current research focus is on retirement incomes and related issues in regulation, economics and finance.

I remain active in Actuaries Institute activities, I serve on on the Audit and Risk��Council and the Retirement Incomes Working Group. I am also on the board of PPS Mutual, which distributes life and disability products to graduate professionals and Fresh Hope Communities, which owns and manages retirement villages and aged care facilities.��

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